Wipe upto 75% of your debt with an Individual Voluntary Arrangement (IVA)

An IVA acts as a legally binding agreement between you and your creditors and can only be set up by a licensed Insolvency Practitioner. It is a real alternative to bankruptcy and could be your best solution if you have a substantial amount of debt. An IVA avoids the stigma of bankruptcy and provides a flexible process for the repayment of debts.

Typically you will have:

• Over £15,000 unsecured debt
• 3 or more creditors
• £200 or more surplus income per month